Moist Pumpkin Chocolate Chip Loaf

Total Time: 30 mins Difficulty: Beginner
Savor the warmth of fall with this luscious Pumpkin Chocolate Chip Loaf that’s irresistibly moist and perfectly spiced.
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Autumn’s cooler air beckons us to warm kitchens and cozy gatherings, and there’s nothing quite like a slice of moist pumpkin chocolate chip loaf fresh from the oven to lift spirits. This luscious loaf is tender and full of pumpkin richness, spiced with cinnamon, nutmeg, cloves, and ginger, creating a perfect harmony of flavors that dance on your palate. The sweetness of brown and granulated sugar melds with the smooth texture of vegetable oil, while each semi-sweet chocolate chip surprise melts delightfully with every bite. It’s a simple recipe with just 20 minutes of prep, 55 to 65 minutes of baking, and a short rest before slicing—perfect for busy home bakers. With approximately 250 calories per slice and a hands-off approach to complicated techniques, even a beginner can achieve that bakery-worthy crumb. As soon as you step into your kitchen, the scent of spices and pumpkin welcomes you, turning an ordinary afternoon into a comforting retreat. Whether you’re hosting a weekend brunch or simply looking for a sweet pick-me-up, this loaf never disappoints. Every loaf pan emerges golden brown, boasting a tender center dotted with pockets of gooey chocolate. Whether enjoyed alongside a steaming cup of coffee at sunrise or savored as a late-night treat, this pumpkin chocolate chip loaf feels like a warm hug in bread form.

Growing up in a household where spices were our secret weapon, I’ve always been drawn to recipes that balance warmth and sweetness. That’s why this Moist Pumpkin Chocolate Chip Loaf holds a special place in my heart—it’s like a cozy whisper of fall in every bite. I still remember the first time I swapped traditional pumpkin bread for this chocolate-studded version; the look of surprise on my loved ones’ faces as they sank their teeth into a velvety slice was priceless. They couldn’t believe such a simple twist could make an already delicious loaf feel elevated to bakery status. Over the years, I’ve played with spice levels, sometimes adding an extra pinch of nutmeg or a hint more cinnamon to suit my taste. I’ve even snuck in a handful of chopped pecans for crunch, though the classic recipe shines on its own. Whether you’re a seasoned baker or just dipping your toes into the world of homemade bread, this recipe is as fun as it is rewarding. It’s a sliceable memory maker for family gatherings, cozy nights in, or a special treat to brighten someone’s day. So grab your eggs, your favorite mug for that morning latte, and let’s turn a humble loaf into the star of the season, one heavenly slice at a time.

KEY INGREDIENTS IN MOIST PUMPKIN CHOCOLATE CHIP LOAF

Before you begin, it helps to know why each ingredient matters. These essentials work in harmony to deliver a tender, flavorful loaf that’s both spiced and sweet.

  • All-purpose flour: Provides the structure that holds the loaf together, ensuring it rises evenly and has a soft crumb.
  • Baking soda: Acts as a leavening agent, giving the loaf its light, airy texture and helping it rise in the oven.
  • Salt: Enhances the overall flavor, balancing sweetness and bringing out the warm notes of the spices.
  • Ground cinnamon: Offers a classic, cozy warmth that’s synonymous with fall baking.
  • Ground nutmeg: Adds a slightly sweet, nutty undertone that deepens the spice profile.
  • Ground cloves: Brings a robust, aromatic depth that complements the sweeter spices.
  • Ground ginger: Lends a subtle zing, brightening the spice blend with a touch of heat.
  • Granulated sugar: Sweetens the batter uniformly and helps with browning during baking.
  • Brown sugar: Contributes moisture and a rich, caramel-like flavor.
  • Vegetable oil: Keeps the loaf exceptionally moist and tender, preventing it from drying out.
  • Large eggs: Bind ingredients together and provide structure, giving the loaf a tender yet stable crumb.
  • Canned pumpkin puree: Delivers that signature pumpkin flavor and moist texture without extra liquid.
  • Vanilla extract: Enhances all the other flavors, rounding out the sweetness and spice.
  • Milk: Adds extra moisture and yields a softer crumb, making every slice feel pillowy.
  • Semi-sweet chocolate chips: Create delightful pockets of melted chocolate throughout the loaf, adding sweetness and richness.

HOW TO MAKE MOIST PUMPKIN CHOCOLATE CHIP LOAF

Now that you’ve assembled the ingredients and surveyed the pantry, let’s transform them into that gorgeous spiced loaf. These step-by-step instructions will walk you through each technique, from mixing bowls to loaf pan, ensuring a tender crumb and magnificently moist result.

1. Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper, making cleanup a breeze and preventing sticking.

2. In a medium bowl, whisk together the flour, baking soda, salt, cinnamon, nutmeg, cloves, and ginger. This dry spice blend ensures even distribution of flavors throughout the loaf. Set aside.

3. In a large bowl, mix the granulated sugar, brown sugar, and vegetable oil until the mixture looks smooth and homogenous, giving sweetness and moisture a strong foundation.

4. Add the eggs one at a time, beating well after each addition to create an airy, emulsified base that helps with rise and texture.

5. Mix in the pumpkin puree and vanilla extract until the batter reaches a uniform color and silky consistency, infusing every bite with cozy fall flavor.

6. Gradually add the flour mixture and the milk to the wet ingredients, alternating between the two. Start and end with the flour blend, stirring only until just combined—overmixing can lead to a dense loaf.

7. Fold in the chocolate chips gently with a spatula, ensuring even pockets of melted chocolate without deflating the batter.

8. Pour the batter into the prepared loaf pan, using a spatula to spread it evenly and smooth the top for an attractive finish.

9. Bake for about 55–65 minutes, or until a toothpick inserted into the center comes out clean with a few moist crumbs attached, signaling a perfectly baked loaf.

10. Allow the loaf to cool in the pan for about 10 minutes, then carefully transfer it to a wire rack to cool completely before slicing, which helps set the crumb and makes for cleaner cuts.

SERVING SUGGESTIONS FOR MOIST PUMPKIN CHOCOLATE CHIP LOAF

When you finally have a golden-brown loaf resting on your counter, it’s time to think about the best ways to bring those flavors to life at the table. Whether you’re serving this pumpkin chocolate chip loaf at a holiday brunch, a cozy afternoon tea, or simply enjoying a slice with your morning coffee, the right presentation can elevate every bite. Slicing the loaf on a wooden board highlights its rustic charm, and arranging pieces in a fan shape creates an inviting centerpiece. Don’t hesitate to add seasonal touches—think fresh cranberries or a sprig of rosemary for color contrast. A small bowl of whipped cream or a jar of salted caramel sauce on the side invites guests to customize their experience. And if you’re packaging a few slices for a friend, include a pretty tag with serving tips so they can recreate that bakery feel at home. Imagine stacking three slices on a cheerful ceramic plate, dusting them lightly with powdered sugar for an elegant finish. For breakfast-in-bed scenarios, wrap a slice in parchment and tuck it into a small bread basket alongside fresh berries. Hosting a game night? Arrange bite-sized cubes on a platter with toothpicks for easy sharing. These simple touches—adding contrasting textures like crunchy granola or a dollop of Greek yogurt—turn each serving into a moment to savor. By mixing and matching presentation styles, you’ll keep this loaf feeling fresh and exciting from the first slice to the last crumb.

  • Serve warm with butter: Slice while still slightly warm and spread each piece with a pat of salted butter. The heat from the loaf will melt the butter into every nook, creating a lusciously rich bite.
  • Pair with hot beverages: Present slices on a dessert plate alongside a steaming cup of coffee, chai tea, or hot cocoa. The spicy-sweet notes of the loaf harmonize beautifully with warm, aromatic drinks.
  • Transform into a dessert: Top slices with a dollop of whipped cream or a scoop of vanilla ice cream, then drizzle with caramel or maple syrup for an indulgent finish.
  • Wrap as a gift: Cut the loaf into individual slices, wrap each in parchment or cellophane, and tie with a festive ribbon. Include a small tag with reheating tips—like a quick toaster-oven refresh—to wow your friends and neighbors.

HOW TO STORE MOIST PUMPKIN CHOCOLATE CHIP LOAF

Keeping this pumpkin chocolate chip loaf moist and flavorful doesn’t end when you slice into it. Proper storage is the secret to preserving that tender crumb and spiced aroma, ensuring each piece tastes as fresh as the first. Whether you plan to enjoy every slice over the next day or freeze some for later delight, taking the right steps will maintain the loaf’s irresistible texture and depth of flavor. For short-term enjoyment, allow the loaf to cool completely before wrapping it tightly in plastic wrap or placing it in an airtight container. This prevents moisture loss and shields the bread from absorbing unwanted odors. If you’re planning to keep it for up to a week, storing it in the refrigerator can extend freshness, though you’ll want to bring slices to room temperature before serving to revive that melt-in-your-mouth quality. Freezing is a baker’s best friend when it comes to longevity: wrap the whole loaf in two layers of plastic wrap followed by a layer of aluminum foil, and it can stay in your freezer for up to three months without losing its character. For grab-and-go convenience, consider individually wrapping slices in parchment or plastic, making it easy to thaw just what you need without defrosting the entire loaf. When ready to eat, a quick 15-second zap in the microwave or a few minutes in the toaster oven is all it takes to restore that fresh-from-the-oven warmth. Always label your wraps with the date to keep track of freshness. If you notice any signs of freezer burn—such as dry edges—simply trim them off before reheating. By following these simple methods, you’ll never waste a single slice and can enjoy fall flavors all year round.

CONCLUSION

This recipe for Moist Pumpkin Chocolate Chip Loaf brings everything we love about fall baking into one simple, rewarding loaf. From the carefully balanced spices to the pockets of melty chocolate, each element was chosen to deliver maximum flavor with minimal fuss. Over just 20 minutes of prep and an hour of baking, you’ll have a loaf that looks and tastes like it came straight from a bakery. As a beginner-friendly dessert course, this loaf is versatile enough for holiday tables or casual brunch spreads. The combination of a tender crumb and subtle spices underscores why this recipe has become one of my go-to fall favorites. With approximately 250 calories per slice and straightforward steps, it’s easy to plan for gatherings or sneaky at-home treats without worrying about complicated techniques. Remember, you can print this article and save it for later use so it’s always within reach when you want to bake up a comforting treat. If you’re curious about calorie counts, rest times, or difficulty levels, check out the FAQ section below for quick answers to common questions.

I’d love to hear about your experience making this loaf. Did you add a twist like chopped nuts or extra spice? How did your friends and family react to that first warm slice? If any questions came up during the process—whether about substituting ingredients, adjusting bake times for your oven, or freezing leftovers—feel free to share them below. Your feedback and stories help build our baking community and inspire other home chefs to dive in. Also, if you discover helpful tips—like the perfect loaf pan brand, or a spice blend ratio that makes this loaf uniquely yours—please pass them along. Our kitchen adventures thrive on sharing those golden nuggets of knowledge. And if you’d like to see more seasonal recipes packed with flavor and flair, let me know what you’d love next! I can whip up a guide to topping suggestions, breakfast hacks, or even holiday gift ideas centered around homemade baked goods. This Moist Pumpkin Chocolate Chip Loaf is more than just a recipe; it’s a delicious conversation starter that brings people together. Jump into the comments section to swap tips, report successes, or ask for troubleshooting advice—I’m here to help you achieve that perfect, moist, and flavorful loaf every time.

Moist Pumpkin Chocolate Chip Loaf

Difficulty: Beginner Prep Time 20 mins Rest Time 10 mins Total Time 30 mins
Calories: 250

Description

This delightful loaf combines the cozy flavors of pumpkin and aromatic spices with sweet chocolate chips, creating a bakery-worthy treat perfect for any occasion.

Ingredients

Instructions

  1. Preheat your oven to 350°F (175°C). Grease a 9x5 inch loaf pan or line it with parchment paper.
  2. In a medium bowl, whisk together the flour, baking soda, salt, cinnamon, nutmeg, cloves, and ginger. Set aside.
  3. In a large bowl, mix the granulated sugar, brown sugar, and oil until well combined.
  4. Add the eggs one at a time, beating well after each addition.
  5. Mix in the pumpkin puree and vanilla extract until the mixture is smooth.
  6. Gradually add in the flour mixture and the milk, alternating between the two, starting and ending with the flour mixture. Mix until just combined.
  7. Fold in the chocolate chips gently with a spatula.
  8. Pour the batter into the prepared loaf pan and spread it evenly.
  9. Bake in the preheated oven for about 55-65 minutes, or until a toothpick inserted into the center comes out clean with a few moist crumbs.
  10. Allow the loaf to cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely before slicing.

Note

  • For added texture, consider adding chopped nuts like walnuts or pecans.
  • This loaf can be frozen for up to three months; wrap it tightly in plastic wrap and store in a freezer-safe bag.
  • Make sure not to overmix the batter as it might lead to a dense texture.
  • If you like more spice, consider adding a pinch more of each spice to enhance the flavor.
  • Pumpkin puree should not be confused with pumpkin pie filling, which contains added spices and sugars.
Keywords: pumpkin loaf, chocolate chip bread, fall recipes, moist bread, baking, easy pumpkin recipes
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Frequently Asked Questions

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Can I use fresh pumpkin instead of canned pumpkin puree in this recipe?

Yes, you can use fresh pumpkin instead of canned pumpkin puree. To do this, you will need to bake or steam the pumpkin until it is soft, then scoop out the flesh and puree it in a food processor until it is smooth. Make sure to measure out 1 cup of the puree for the recipe. Keep in mind that fresh pumpkin may have a slightly different moisture content, so the loaf may bake differently.

What can I substitute for vegetable oil if I want a healthier option?

If you want a healthier substitute for vegetable oil, you can use melted coconut oil, applesauce, or Greek yogurt. If using applesauce or yogurt, keep in mind that this will affect the texture and moisture of the loaf, so start with half the amount and adjust to achieve the desired consistency.

How should I store the pumpkin chocolate chip loaf after baking?

To store the pumpkin chocolate chip loaf, allow it to cool completely before wrapping it tightly in plastic wrap or aluminum foil. You can then place it in an airtight container and store it at room temperature for up to three days. For longer storage, consider freezing it, wrapped tightly in plastic wrap and placed in a freezer-safe bag, for up to three months.

Can I make this loaf gluten-free?

Yes, you can make this pumpkin chocolate chip loaf gluten-free by substituting the all-purpose flour with a gluten-free flour blend. Make sure the blend is suitable for baking, and some blends contain xanthan gum, which helps mimic the texture of gluten. Always check the brand's recommendations for substitutions in baking recipes.

Is there a way to make this recipe vegan?

Yes, you can make this recipe vegan by substituting the eggs with flaxseed meal or chia seeds. To replace one egg, mix 1 tablespoon of flaxseed meal or chia seeds with 2.5 tablespoons of water and let it sit for 5 minutes until it thickens. You can also replace the milk with a non-dairy milk like almond milk or soy milk, and ensure your chocolate chips are dairy-free.

Emily Roberts Food and Lifestyle Blogger

Hi, I’m Emily Roberts, Welcome to my cozy corner of the internet, where home cooking meets storytelling and everyday recipes turn into something extraordinary.

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